The Long & Short of It.
Ever since I can remember, I’ve been driven by an inner drive to understand how things work. That meant finding answers to big questions & simplifying the complexities of life.
Part of that drive arose from wanting to know how to create a life that excites me.
One thing was clear from early on: in a monetised society, understanding how to manage personal wealth is a necessity.
Given that our education system lacks the most basic financial literacy training, I set about educating myself.
I absorbed all I could about the world of money, economics & business which led me to complete a Master of Applied Finance.
My career then took me to Europe where I worked in investment management & private banking.
Through the decade plus of working with the world’s wealthiest families & smartest investors, I gained the best education on what it takes to build wealth. (See LinkedIn for details).
The importance of effective financial management at all stages of life became unquestionable.
Inadvertently, I came to see that overall wellbeing is intimately linked to one’s level of financial literacy & confidence in financial decision making. I also witnessed that:
Happiness is not as dependent as we may think on the absolute amount of wealth, rather on how that wealth is used & a very particular mindset.
From the insights I gained, in 2019 I crafted a course on the must-knows of personal finance & mindset change, & I began empowering women with that knowledge. Specifically, I focus on:
How to use wealth to create more joy, boost confidence & holistic wellbeing.
I call these the 4 Essential Pillars to creating real wealth, freedom & fulfillment i.e. holistic wealth.
Best of all, this knowledge is accessible to everyone, regardless of life stage, financial understanding or how much they have.
You can start now, right where you are. Click the button below to find out how.
Education
Master of Applied Finance, Macquarie University
Bachelor of International Business, Macquarie University
TA Accredited Coach Certification
200 Hr Yoga Teacher Certification
Career Overview
2008
Graduated from Macquarie University with a Bachelor of International Business, Economics major.
Exchange semester in Denmark. Worked part-time at a bank while studying.
2010
Began working in Germany in investment banking. Started learning a third language.
2018
18 month round-the-world sabbatical. Bucket-list. Volunteered in an indigenous community in the jungles of Costa Rica. Further study & training.
2023
Continuing to coach & teach as well as consult in the investment industry. Details via LinkedIn.
2009
Graduated from Macquarie University with a Master of Applied Finance.
Vice President of Asia-Pacific Entrepreneurship Society (ASES). Traveled to Stanford University, California, to represent ASES at the Annual Global Summit.
2012
Began working in Switzerland in private banking.
2019
Became a TA Accredited Coach. Launched KristinaKar.com
Core Values
Freedom & Authenticity
Freedom & safety to express fully · Authentic expression, true to self
Balance & Harmony
Holistic wellbeing of mind, body, spirit · Creating healthy balance in relationships, finances & work
Purpose & Positive Impact
Satisfaction that comes with living with purpose · Creating meaningful, positive impact