Financial Wellness 101

Approaching wealth & wellbeing holistically • I share an easy system to help you grow confidence in your finances & yourself 

Financial Foundations Course

6 Week Women-Only Course

Learn the Essentials

We start with a financial health check to discover where you are in relation to most important elements of personal finance (The 4 Pillars).

We then uncover your strengths, goals & any gaps.

Based on this, you gain the necessary information & support to get you closer to where you want to be.

(See ‘What will I learn’ under the FAQs section of this page for a detailed overview of modules covered)

Starting where you are with what you’ve got, we ensure your savings are sorted, automated & that your money is working for you while you sleep.

You’ll discover how the most effective savers do it effortlessly  & you’ll learn the Number 1 Rule of growing your savings quickly.

We’ll create a clear & easy-to-follow wealth map (including budget) that works for you, founded on industry best practices.

You’ll get clear on your short & long term goals map them out.

Think of this as a GPS – it marks where you’re at & where you want to go, then finds the best route to your desired destination.

A spending-audit will reveal where you can better align spending with your budget, values & goals which will in turn reduce buyer’s remorse & guilt.

You’ll also gain an understanding of when taking on debt or using credit is a smart financial decision & when it’s not, as well as the different debt pay-down methods.

You’ll find out what expert money managers do differently to grow wealth & learn what the most successful & wealthiest people have in common.

Apply

Financial Foundations Course + Coaching

6 Week Course + 3 Private Coaching Sessions

Learn the Essentials

We start with a financial health check to discover where you are in relation to most important elements of personal finance (The 4 Pillars).

We then uncover your strengths, goals & any gaps.

Based on this, you gain the necessary information & support to get you closer to where you want to be.

(See ‘What will I learn’ under the FAQs section of this page for a detailed overview of modules covered)

Starting where you are with what you’ve got, we ensure your savings are sorted, automated & that your money is working for you while you sleep.

You’ll discover how the most effective savers do it effortlessly  & you’ll learn the Number 1 Rule of growing your savings quickly.

We’ll create a clear & easy-to-follow wealth map (including budget) that works for you, founded on industry best practices.

You’ll get clear on & map out our your short & long term goals.

Think of this as a GPS – it marks where you’re at & where you want to go, then finds the best route to your desired destination.

A spending-audit will reveal where you can better align spending with your budget, values & goals which will in turn reduce buyer’s remorse & guilt.

You’ll also gain an understanding of when taking on debt or using credit is a smart financial decision & when it’s not, as well as the different debt pay-down methods.

Using coaching techniques, we’ll uncover the root cause of any behaviours that undermine your goals & blockages that hold you back.

With new-found clarity, understanding & support, you’ll create healthier financial habits & improve your relationship with money thereby reducing stress, anxiety & worry.

Apply

Building Dreams

Private Coaching Program

Essentials + Investing +
Tailored Program

This program covers the entire contents of the Essential Foundations
program, plus it includes an in-depth course on investing & dedicates more
time to personal wealth coaching.

It is ideal for someone who wants to take their time & dive deeper into wealth creation.

This part of the program covers the ‘Power Up Your Savings’, ‘Create Your Own Wealth Map’ & ‘Credit, Debt & Spending Covered’ modules of the Essential 4 Pillars
program.

You’ll benefit from more time to explore each in greater detail, as needed.

Find out your risk profile (a key to successful investing), how to set up an investment portfolio & learn the do’s & dont’s of the world’s most successful investors.

You will gain an understanding of the most important principles of investing including risk management, effective diversification, active versus passive, short versus long term strategies & the most common investing pitfalls.

Using coaching techniques, we’ll uncover the root cause of any behaviours that undermine your goals & blockages that hold you back.

We delve deeper into your money story & beliefs than we have time for in the Essential Foundations Program.

With new-found clarity, understanding & support, you’ll create healthier financial habits & improve your relationship with money thereby reducing stress, anxiety & worry.

You’ll find out what expert money managers do differently to grow wealth & learn what the most successful & wealthiest people have in common.

Apply

Online Course

Self Paced

In Development

Sign up to the mailing list to receive an update when the Self Paced Online Course becomes available.

About the Programs

The private programs are tailored to your individual needs & level of understanding & are delivered within a coaching framework to create powerful results. While the tools used are important, a deeply caring & safe coaching relationship is what makes the biggest difference.

Talking about money can bring up a lot of emotion. My intention is for you to feel at ease.

I am committed to helping you level up, learn what I know & grow even more confident in yourself. This can only take place within a safe setting & at a pace you’re comfortable with. This is why –

I offer a complementary call to explore whether working together would be a good fit for both of us.

If after an initial session we both feel we’d like to take it further, we’ll take a deep dive into your own personalised program of financial transformation.

The private packages include regular, 1-on-1 online or in-person sessions of up to 75 minutes, as well as email support. The number of sessions varies according to the package. The group programs cover the same learning modules, but lack the personal 1-on-1 coaching.

If you’re ready to explore whether this is for you, click the ‘Apply Now’ button below & let’s connect!

Apply now

Holistic Wealth includes physical, emotional, mental & spiritual wellbeing, underpinned by financial stability.

During a 16-year long investment advisory career working with the wealthiest 1%, I learned that the most successful & holistically wealthy individuals do a few things differently.

They use certain tools to create more wealth & abundance, plus they know how to leverage that wealth to live more balanced, fulfilled & healthier lives, aligned with their values & visions.

It isn’t simply about amassing great wealth, investing and growing it. The world is filled with financially well-off yet deeply dissatisfied people. That is why –

I combine coaching with financial education to help you direct your wealth in ways that will boost wellbeing, satisfaction & fulfillment.

CLIENT RESULTS

The biggest challenge for me was adjusting my habits in a sustainable way. I identified which habits were most important to focus on, how to prioritise them, and sustain them.
At one point when I felt low and unmotivated, Kristina’s approach helped me pivot & change things around rapidly. I honestly don’t believe I could have made as much progress if I were doing it alone.

Emily L., Vice President

CLIENT RESULTS

Kristina is an incredible coach. Her techniques made tangible shifts in areas of my life where I felt gridlocked and unable to transform.
I not only experienced shifts in business, but also in my personal relationships.

My marriage has completely transformed since I engaged in coaching with Kristina.
She is genuinely committed and dedicated to positively impacting people’s lives.

Eruna K., Trading Manager & Proud Mum

CLIENT RESULTS

I reached out to Kristina for financial coaching, but received so much more.
Working with her helped me realise that I didn’t have a limiting financial problem, but a limiting mind-set.

I gained deeper self-awareness & confidence from our work together.
That has become the most valuable asset in my personal development journey.

Linda L., Key Relationships Manager

CLIENT RESULTS

Under Kristina’s guidance and support, I experienced phenomenal growth and achieved life-changing results.

Her approach is holistic – she not only educates on personal finance but also mindset, wellbeing and relationship with self which are vital to achieving freedom in finance and life.

I felt seen and heard without judgement throughout the coaching.
She genuinely cares about her clients and supported me through some very difficult times.
Thanks to the tools I learnt from the coaching, I feel empowered to make important decisions.

Christina C., Architect & Yoga Practitioner

CLIENT RESULTS

The last year of working with Kristina has changed my life.The practical exercises changed my way of planning and budgeting, and  helped me organise myself financially.
I realised how important it is to be supported along the journey.

Having regular meetings, sharing my process and being held accountable made a huge difference. 
She is a master at creating a safe environment. I felt her care and empathy all the way through.

Debora C., Engineer & Entrepreneur 

CLIENT RESULTS

I loved working with Kristina. It was not only enjoyable, but also a wonderfully supportive way to learn more about myself and how toovercome inner obstacles.

Kristina is warm and friendly and has amazing insight into where I needed to shift to create change. The techniques I gained to flip my thinking will help through all kinds of life situations.

Amber C., Project Manager

Frequently Asked Questions

Not at all, and equally great if you do.

Each coaching program is tailored to your level of financial understanding. This is established via a series of questions at the start of the coaching program.

I’ve worked with people who were just starting out on the journey & as well as those who have been investing & managing their own finances for some time.

You dictate how fast or slow we move through the material while we cover off the Most Important Principles of Holistic Wealth.

While I’ve worked with the ultra-wealthy, the principles & best practices I’ve learned & apply in my work & in my own life are applicable at all levels of wealth. 

There are however, some exclusionary criteria to working together. These will be covered off during the initial call.

The curriculum is mapped on the Australian Curriculum and is aligned with the OECD Core Competencies Framework of Financial Literacy.

Some of the key modules covered that will help you feel in control of your finances & confident knowing you’re making sound financial decisions include:

  • Best practices to growing savings effectively including a look at inflation & compounding
  • Optimising spending
  • The use of credit & debt, credit worthiness & credit scores, various debt paydown methods
  • Budgeting (a budget template will be provided & you will receive support to create your budget)
  • An introduction to investing & reading your super statement (the longer program covers investing in detail)
  • How to compare financial products
  • Economic factors (how the economy works, what boom & bust cycles are & why they occur, why interest rates are raised & lowered by central banks & what this means for you)
  • Common financial risks, mistakes & avoidable hidden fees
  • Price negotiations on large purchases
  • Travel & foreign exchange
  • Virtual/crypto currencies
  • The important of short & long term financial planning, including managing financial setbacks
  • A valuable list of financial resources

Personal coaching component will assist in improving your money-mindset & orienting your spending & saving habits towards your goals & values.

All the programs are educational in nature with coaching components offering support, accountability & guidance. 

The programs aim to help you establish a solid financial foundation by imparting sound, factual financial information. This enables you to gain clarity &  confidence to make financial decisions & gives you the information you need to avoid costly mistakes. 

Only a licensed financial adviser who assesses your complete personal financial situation in detail can issue a financial plan or personal advice. No personal financial advice will be given in any course or coaching program.

The Essential Foundations program touches on investing, however due to the large quantity of material to cover, only the longer coaching program (Building Dreams) discusses investing in detail. 

As a TA Accredited Life Coach, I am certified to provide life coaching, including life change & career coaching.
Many of the women I’ve worked with have been in a transition out of jobs they didn’t enjoy into something more meaningful & fulfilling. The coaching process will support you to get clear on your goals, evaluate your options & create a pathway towards your desired outcomes.

Life and career changes are best supported by a financial plan.

Each session is structured to allow you to derive maximum benefit from our time together.

Sessions run for up to 75 minutes & are conducted via video call or in-person, at pre-agreed times. 

The structure consists of a check-in, goal setting & evaluation, an educational component & guidance, as well as emotional & accountability support.

We will move at a speed that is comfortable for you. As a coach, I am here to support you to achieve your goals & feel good about yourself while going about it.

Regularly, in order to maintain momentum.

We meet based on a pre-agreed schedule that fits around your work & lifestyle. For most clients, this looks like once a week or once every 10 days.